Note: – Required Monthly Income More then ₹ 20,000
Verify your details to check eligibility that is All you have to do to get an instant Personal loan/Business Loan/मुद्रा लोन
Age: The minimum age of the applicant must be of 18 years and maximum age of 65-70 years (at the end of loan tenure)
Choose the amount you want to borrow up to Rs 40000 - Rs 10,00,000 lakh.
Click on ‘Apply Now’ on our website and Fill in your basic details like Your Name, Mobile Number and Loan Requirement.
Upload the documents required for a Loan i.e. Aadhar Card, PAN Card and A Photo
Await application verification and Receive confirmation on loan approval. We approve loan applications instantly
Approve and authorize Loan will be transfered your Account on the same day
Consider a Personal Loan of ₹1,00,000 at an interest rate of 9% per annum for a tenure of 12 months.
Processing fee is 2% of the loan amount = ₹2,000 + GST = ₹2,360
Line setup fee of ₹499 + GST = ₹588 to be paid before starting the credit line.
Then, the total interest payable is ₹4,942
The total amount payable is ₹1,04,942
The EMI will be ₹8,745
dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
With the help of our digital financial solutions, salaried and independent workers can simply establish a line of credit that they can access as needed. This line of credit can help you get from a temporary cash flow problem to the point at which you can once again support yourself financially.
With an unsecured Personal Loan, you get the funds you need without pledging any security at all. It helps you to keep full possession of your assets and borrow money online without any hassles.
Paying back your loan should be a convenient, and you can experience this convenience with Rupey Credit India Personal Loan. It comes with a flexible repayment tenure. You have the freedom to choose the tenure as per your repayment capacity.
You can access a loan amount of up to ₹30 Lakh. These funds can be used for multiple purposes such as covering medical expenses, renovating a home, financing higher education, etc.
There’s nothing hidden in our fine print, and all loan conditions are clearly presented. This loan has no additional charges and you only pay what has been transparently communicated to you.
We don’t levy any prepayment or foreclosure charges. Therefore, borrowers can prepay their loan to reduce their debt burden without paying any additional charges
Loan Amount Range: Rs 10,000 to Rs 30,00,000
Repayment Tenure: Minimum 12 Month to 84 Months
Annual Percentage Rate (APR): 12% to 28% Per Annum
Processing Fees: 2%b to 4% of Loan Amount
With complete flexibility regarding its usage, a Personal Loan can be used to address any expense. Some of the most common reasons for taking an instant Personal Loan are as follows:
Before we approve or disburse the loan, we are honest and open with our customers so they may make an informed decision. This is how we conduct totally responsible lending. The borrower receives all information up front, and there are no additional fees or charges.
We fully practice ethical recovery process, and our approach is based on compassion and tolerance. We use reasoning and persuasion to recover our dues without resorting to any high-handed measures.
Our main endeavour is to give you a smooth and excellent borrowing experience. No complicated procedures or application forms, most minimum documentation, no waiting for days for approval. What can be better than this?
We understand that immediate funds can be required for a variety of reasons such as:
And this fund should be within your arms’ length – easily accessible. With our line of credit funds will always be available to you whenever you need them most.
There are several types of quick loans available in India, and these options are mentioned below:
Below mentioned are quick loan benefits.
Below listed are the quick loan disadvantages.
Below mentioned are features of Quick Loan, India.
The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. These loans require have lenient requirements and simple documentation.
Some people think that a loan is a gift. However, it is not true. A loan is a money, property or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges.
You can fill out the application form on the site and we’ll contact you within 1 hour. Once approved, you will receive the loan the next business days.
For an instant personal loan applications, go online:
Provide the best loan services and our experience staff help you. Less document and fast approve process of passages.
We share all information with our customers so that they can take informed decision and avail the loan they need.
We are transparent and all information is shared with the borrower and there are no hidden fees or charges.
We offer a Personal Loan at a low interest rate, ensuring that you save money by paying lower EMIs.
Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity.
Simple application process and most minimum documentation. Sanctioning done within minutes of applying.
We Approve Loans
Daily Payments
Staff Members
Happy Customers
Rupey Credit India is one of the most trusted bank loan consultants in India. We are associated with all major Banks and NBFCs. We act as intermediaries between lending institutions and borrowers. We solicit loans, represent creditors to borrowers, and represent borrowers to creditors.
Rupey Credit India provides comprehensive solutions and guidance to all financial needs. Whether you are salaried, self-employed, or a retired person, our in-depth domain expertise is capable of meeting your extensive requirements within a specific stint.
Our sole vision is to attain the best standards and become India’s top financial consulting company.
Our mission is to work with intensity, dedication and innovation to achieve excellence in service. Digital Finance is committed to client safety, client secrecy, and data confidentiality.
Our consultants also provide doorstep services.
People may require urgent cash at any point in time. Whether it’s far wedding ceremony expenses, unexpected bills, investment in your dream, holiday, or medical emergency. Instant loan assists you to meet this kind of numerous economic wishes or crises. Instant loan is an unsecured loan, it is provided solely based on the creditworthiness of the borrower without pledging any collateral as security. It is extremely seamless with a paperless and hassle-free process.
Required Documents
Personal loan is an unsecured loan that you can take to meet unspecified financial needs. A personal loan can be availed for various purposes such as wedding expenses, home remodeling, vacation costs, paying education fees, or medical emergencies.
Personal loans are approved and disbursed on the basis of key criteria such as employment record, income, and borrower’s creditworthiness.
Documents required for Salaried Individuals
Identity proof: Passport/ Voter Card/ Driving License/ PAN Card
Address proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR undersigned)/ Latest electricity bill.
Income details: Last 3 months’ salary slips/certificates, Salary account bank statement for last 6 months, Form 16 (TDS certificate)/ Income Tax Return of last 2 Years.
2 passport sized photographs.
Eligibility criteria for Personal loan: The eligibility criteria for a personal loan may differ from one lending partner to another, the following are some of the basic eligibility criteria applicable to personal loans for salaried individuals.
Age limit: 21 years to 60 years.
Minimum income: The minimum net monthly income criteria set by most of our lending partners for salaried individuals is ₹15,000.
Minimum total work experience: 1 year.
Minimum work experience with the current organization: 6 months
Credit score: 700 or above
Maximum loan amount: Most of our lending partners provide a loan of up to ₹15 lakh.
The minimum Annualized Percentage Rate (APR) is 9.75%
The maximum Annualized Percentage Rate (APR) is 24%
The interest rate varies based on your risk profile.
Minimal and maximum repayment period : 12 months to 60 months.
Entire repayment in 30 days or less is not allowed.
Our lending partners also charge a processing fee; that needs to be paid to get the loan processed and is usually 1.5%-2.5% of the loan amount.
Representative example:
Consider a Personal Loan of ₹1,00,000 at an interest rate of 9% per annum for a tenure of 12 months.
Processing fee is 2% of the loan amount = ₹2,000 + GST = ₹2,360
Line setup fee of ₹499 + GST = ₹588 to be paid before starting the credit line.
Then, the total interest payable is ₹4,942
The total amount payable is ₹1,04,942
The EMI will be ₹8,745
Micro and small enterprises generate substantial financial benefits and offer employment for rural households. However, they need restricted access to resources from the banking and monetary sectors, that might facilitate them in upgrading their business. the micro-enterprise loan is obtainable to little and micro-enterprises. It will be applied for, from our application form section. This small bank loan comes with one of the simplest MSME loan interest rates compared to informal funding sources. It offers some wonderful advantages like borrowing with zero collaterals and threshold collection.
You are eligible for a Business Loan if you are either of the following:
Documents required for Business Loan:
Buying a house is currently easier than ever. Our home equity loan offers you the most effective interest rates on housing finance and a good choice of property, so you’ll be able to live your best life. Apply for a home loan online with us and avail of our low EMI option and fast process facility. Once you have applied, you can even track your loan status. What is additional? we’ve got also dilated our criteria to form them more accessible. you furthermore might get the choice to effortlessly transfer a home loan if you’ve got an existing one. So, come, sleep in your dream home with us.
Products Portfolio
Documents required for Loan against property:
Education loans aim at providing funding to worthy/meritable students for following educational activity in the Republic of India associated abroad. With an array of services to decide on from and simple compensation options, we make positive you get complete monetary backing.
Co-Borrowers
Documents Required for Student Loan
Aside from the interest rate on a personal loan, there are a few other costs to consider, which are separated into three categories:- General fees, Miscellaneous fees, and Foreclosure fees.
Processing Fee – Up to 1.7% of the loan amount + GST
A processing fee is a one-time cost paid by lenders when a personal loan application is processed. Even if the loan is not approved, it is non-refundable.
Penal Interest/Additional Interest – 2% on Overdue amount per month + GST
Penal interest is the rate of interest that will be charged on late monthly instalments. The borrower will now be obliged to pay the additional interest as well as the delayed instalment.
Bounce Charges – Rs. 450 for every cheque/Payment Instrument Dishonour + GST
Mandate Rejection Service Charge – ₹ 400 + GST
Instrument Swap Charges – Rs. 450 + GST
CCOD Annual Maintenance Charges – 0.30% on Dropline Amount + GST or ₹ 750, whichever is higher per year will be deducted from the limit and shall be payable at the end of the 15th month.
Loan Cancellation Charges – 1.75% of loan amount or Rs. 5,350, whichever is higher + GST
Outstation Collection Charges – Rs. 150 + GST per repayment tenure
Statement of Accounts – Soft Copy – Nil.
Duplicate NOC – Rs. 500 + GST
Duplicate Repayment Schedule – Soft Copy–Nil
Post-Dated Cheque Charges – Rs. 650 + GST
There are no pre-closure charges and the loan can be closed the moment your purpose is served
Foreclosure Letter Charges
Soft Copy – Nil
We provide service all over india Specialy in following Cities:
Mumbai | Chennai | Kolkata | Hyderabad| Ahmedabad | Surat | Kanpur | Pune | Nagpur | Raipur | Jaipur | Lucknow | Indore | Srinagar | Varanasi | New Delhi
Loan up to 30 Lakhs | 100% Digital Process | Quick Approval